When I signed up for paypal I used all fake info, you can use a cell phone if you want to get that part verified. I did NOT add any bank account. You use a Virtual Credit Card (Google something like "VCC For Paypal Verification") and you can find message boards with people selling them. If you buy one and put it on your paypal account, it lifts the spending limit from $0.00 to something like $1000.00