My suspension has no relations with fraud. It has been applied for being middleman to name change services and I will be unbanned at 19th of this month.
People like you, always acting similar. I have been disputed maybe 4 times in past 2.5 years and all of them were happened in short period of time. Because people loves to burden their mistakes to other people for minimize their loss. If someone sees a dispute that ended up with refund, they want to shoot their last bullet before leave the field which is understandable. What you can lose for lying or trying to bend the truth in this situation?
I am just securing this product till everything goes crystal clear and moderators decide what we can do about that. If you would be on opposite side, I would do that for protect you aswell. Seller doesn't have any obligations to perform a refund after a successful trade. If he doesn't wants to cancel the agreement, you have no power for make him to do it by force. After finalize your payment, you are free to receive your account as you wish.
Also My FAQ States:
1- Payment plans cannot be cancelled, reversed or changed. individuals who starts the payment plan, obliged to finalize the purchase. In cases of failed payments on planned schedule, we will repossess the account and there won't be any type of partial or full refund.
2- We are able to cancel payment plans and repossess the account anytime against fraud attempts. In these type of cases, there won't be any type of partial of full refund.