Just ask.
No seriously, if you have a 20+ alt or a maxed 70 then ask people that are preferably higher than you or equal for 1gold. Say that you need just 1 more to respec.
If you have some lowbie alt that's even better!
thelowbie: I hate to ask people for gold but can you loan me 2 or 3 plz? All my gear is gone right now and blizzard won't restore it I'll pay you back asap.
the70: Uhh, sure
Now the70 probably won't even ask you for the gold back because small potatoes like these arn't worth hounding people for.
This kinda depends on who you do it to, but don't do it too frequently, and above all not to the same people. This little scam was meant for quick on the side gold (10-20gold tops). Do not abuse this unless you want your server rep to go down the drain.
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