Hi OC community,
As you know I am one of the big private sellers at OC. I have sold over ??K over this past 2-3 weeks, wonderful weeks. I have also had many frustrating trades and worse of them all, chargebacks and unauthorized payments. I have lost over $500 USD in stupid chargebacks and unauthorized payments, who refuse to hold up their end of the deal. I have never scammed and will never do, but I guess rotten people are the norm in the virtual currency trade.
This thread is to share ideas and experiences of how to protect yourself and if necessary, win a case against chargebacks and unauthorized payments.
Right now I follow these simple rules to protect myself:
1) MOST IMPORTANT ONE: Use multiple Paypal email addresses. If you are a honest and legit seller, who cares what Paypal you are using? I say use as many as you can, disposable ones. Once the money are on those PP accounts, transfer to your safe one IMMEDIATELY. That way even IF a chargeback occurs, you can discard them. Might sound heartless but that's what works.
2) Request PM and posts on your selling thread.
3) Require ID verification of the Paypal you are using. That's right folks no more yes I am verified but I actually stole this Paypal. Yeah right I have prove you scumbag scammer.
4) Require an email with said ID photo attached. Skype logs won't win you a case, but an e-mail with the photo ID attached WILL.
5) Use fraps. You will be so thankful.
Any more ideas that I can add on the OP will be greatly appreciated.