at level 90 you should put your skills like this for a great hammerdin
Combat skills
smite -1
holy bolt-1
charge-1
blessed hammer-20
holy shield-14
Defensive auras
prayer-1
cleansing-1
defiance-1
vigor-20
Offensive auras
might-1
blessed aim-20
concentration-20
thats a great skill setup i use on my pve hammerdin
+rep please