Hope this is the right place for this. Since it's not a "guide", just info.
I found these links most valuable, and easy to use. These links provide an easy way to add starting spells,skills and gear to all classes and races, upon creation of new characters.
This is the link for skills:
Starting Skill Generator
This is the link for gear:
Starting Gear Generator
This is the link for spells.
Starting Spell Generator
All you do is add the "generated" info into your sql.